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Cheese! 3 July 2006

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Hannah’s first spoken word and her favourite food!

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Retirement Planning 27 June 2006

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Given all the publicity that Tony and HMG have been giving to making sure that we plan better for your retirement, due to the ageing population, Tracy and I have been thinking seriously about how to make sure our standard of living is maintained, into our retirement.

Taking a look at what’s available in the market, neither of us are convinced with what’s available. The current crop of retirement savings products, from all Providers are suffering from poor performance. Given the long term economic outlook, this does not look like improving much in the foreseeable future.

So, we’ve decided the best option is to spend all our money as we earn it, then become dependent upon our children when re retire. Both of us felt that Hannah’s long term earnings potential (although the outlook appears good) was a significant risk for our chosen retirement planning strategy. Therefore, we’ve had to take action to reduce this risk.

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Now for the trouble 9 June 2006

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She’s been having a go at standing for a couple of weeks now. It’s just been rather slow and a bit of a struggle. Sometimes, after a couple of minutes trying, she would give in and shout at us to get her up. (more…)

Poxy Month 1 June 2006

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Well it all started the day after Hannah’s birthday, Tracy not feeling well and some rather ominous “spots” appearing! Couple of days later, the doctor confirmed it was Chicken Pox…. (more…)

Happy Birthday Hannah! 30 April 2006

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Yes, even with two inexperienced parents she’s had to train from scratch, she had made it to another big milestone – her first birthday.

Her first Birthday - special tread: a chocy bic!

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Hannah’s Christening 30 October 2005

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Hannah in her Christening Rob Hannah was christened on Sunday 30th October 2005, at St Chads in sunderland (the church where Tracy and I were married!).

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